Improve payment convenience, the three departments issued documents and requests

According to the official website of the People’s Bank of China on the evening of April 17, the People’s Bank of China, the Ministry of Commerce, and the State Administration of Foreign Exchange recently issued the “Notice on Further Optimizing the Payment of Payment Services and Enhance Payment of Payment”.Places, build a tolerance and diverse payment acceptance environment, optimize the cash use environment, enrich mobile payment applications, and optimize the international consumer center cities’ payment environment.

The “Notice” requires that the local business authorities in various places, in conjunction with the branch of the People’s Bank of China, determine large business districts, pedestrian streets, shopping centers, department stores, chain supermarkets and convenience stores, restaurants, tax refund stores, duty -free stores and other key venues and key merchants.List, promote key venues and key merchants to provide necessary software and hardware facilities such as mobile payment, domestic and overseas bank cards, cash, etc. to ensure consumers choose payment methods and tools independently.The branch of the People’s Bank of China promotes the bank industry’s financial institutions and non -bank payment institutions to strengthen service guarantees, followed the key venues and the list of key merchants, accelerate the transformation and distribution of software and hardware to accept the equipment of domestic and overseas bank card acceptance equipment, and consider promoting the development of non -contact payment.

The competent business departments of various localities in conjunction with the branch of the People’s Bank of China to guide the business entities of retail, catering, accommodation and other industries, especially convenience stores, collecting (agricultural) trade markets, vegetable markets, breakfast shops, beauty hairdressing shops, pharmacies and other people’s livelihood business entities to do it.Good cash preparation.The branch of the People’s Bank of China instructed the banking financial institution to help relevant business entities to make cash reserve, open up small -scale cash cash and coin purse exchanges for the elderly, foreign personnel, etc.Special rectification work.

The “Notice” also states that supporting international consumer cities will optimize the payment environment of foreign people to pay for the payment environment as an important task to better play a leading role in demonstration.The “Notice” requires incorporate payment convenience into the international consumer center cities to cultivate and build evaluation indicators, establish a supervision mechanism, and accelerate the creation of multi -way options, multi -scenario can be applied, multi -currency -convertible payment environment, and take the lead in creating a number of foreign families to come to China in China to come to China in ChinaPersonal payment facilitates key business districts, strive to basically realize full coverage of overseas bank cards for key merchants, and actively promote the establishment of payment service counters at entry ports, key foreign -related places, distribute multi -language, multi -type propaganda materials, provide currency exchange, guidance download downloadMobile payment applications (APP) and other services.

Wang Pengbo, chief analyst of Broadcom consulting, said that the recent continuous posts on the People’s Bank of China attaches great importance to the previously released “Opinions of the General Office of the State Council on Further Optimizing Payment Services to Improve Payment Convenience”, which is the embodiment of further implementing the spirit of the State Council’s documents.Improving the convenience of payment from the beginning is fully rolled out, and now it is necessary to concentrate on key areas and cities to further refine it.Among them, the business field includes the most high -frequency scenarios, which is the area that needs to be transformed the most, and the most fully market -oriented area. It is easier to carry out work from key places and merchants, which can quickly drive payment convenience.